No-Nonsense Service Since 1975

Financing

Managing the costs of HVAC and plumbing projects can be challenging. That’s why Sal’s Heating & Cooling, Plumbing & Sewer offers flexible payment plans to make it easier for you to invest in your home’s comfort without straining your budget. Thanks to our financing options, you can tackle necessary repairs or upgrades while spreading out the costs over time.

Benefits of Financing HVAC & Plumbing Projects

Financing your heating, cooling, and plumbing projects rather than paying for them in full upfront offers several advantages:

  • Immediate comfort: If your savings don’t permit a new HVAC system or plumbing repair right away, financing allows you to enhance home comfort and boost efficiency without waiting.
  • Preserve savings: Even if you have enough saved up to pay for your HVAC or plumbing project, financing keeps your savings intact for other important expenses or emergencies that may not offer financing.
  • Increased home value: If you’re moving soon, improve your home’s efficiency and value with up-to-date HVAC and plumbing systems. This will make it more attractive to potential buyers and increase its market value.
  • Flexible payments: Spreading out the installation or repair cost over manageable monthly payments reduces the financial burden of large upfront costs.
  • Affordable rates: You can benefit from competitive interest rates based on your financial situation. Low rates make essential home improvements within your means.
  • Quick approval: No one enjoys waiting during the approval process. Our financing partners boast fast and easy approvals, allowing you to start your projects sooner.

Our Financing Options

Sal’s Heating & Cooling, Plumbing & Sewer offers various financing solutions from two reputable companies. Our partnerships with OPTIMUS and GreenSky grant our customers access to the best financing plans available.

Financing from OPTIMUS

OPTIMUS provides financing options that cater to a wide range of credit profiles. Their flexible terms and competitive rates make it easier for homeowners to finance essential HVAC and plumbing projects. With a simple application process and quick approval times, OPTIMUS allows you to move forward with your plans without delay. Over 90% of applicants are approved for the financing they need, giving OPTIMUS one of the highest approval rates in the industry.

Financing from GreenSky

GreenSky offers innovative financing solutions that help homeowners manage the costs of home improvement projects. GreenSky makes it easy to find a payment plan that fits your budget. Subject to credit approval, you may be able to choose no-interest financing if paid in full within 12 months.

Do you need a little more time? Opt for low-interest financing with up to 84 months to pay the loan back. GreenSky has thousands of reviews and a 4.9-star satisfaction rating for your peace of mind. Their user-friendly online platform simplifies the application process, allowing you to begin your HVAC or plumbing project within your desired time frame.

Why Choose Sal’s?

At Sal’s Heating & Cooling, Plumbing & Sewer, we’ve provided no-nonsense service since 1975. Our commitment to quality, 24/7 availability, and hassle-free service ensures that our services will keep you comfortable no matter the season. Whether you have a big HVAC project in mind or need a small plumbing repair, we’re here to help.

Contact us today to learn more about our financing options and start your HVAC or plumbing project in Louisville, KY.

OPTIMUS logo with text saying "apply for financing"

Apply with Optimus Today


GreenSky Financing

Financing Options from GreenSky
A person testing an HVAC unit.
Plan 2521: No interest if paid in full in 12 months. Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months.
Plan 2720: Reduce rate of 10.99% for 84 months. Subject to credit approval. Fixed APR of 10.99% for 84 months. Payment example: for $10,000 purchase on approval date, 84 payments of $171.17.
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
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Our Promotions
Aprilaire Electronic Air Purifier 5000 $1585.00 - Supplied & Installed (Model 5000 Aprilaire Electronic Air Purifier Cabinet & Filter)
Expires 10/31/24
Aprilaire Whole Home Air Purifier $585.00 Supplied & Installed (Model 2210 & 2410 Aprilaire Air Purifier Media Cabinet & Filter)
Expires 10/31/24
Programmable Wifi Thermostat $285 Supplied & Installed (Model Aprilaire 8620w Wifi Programmable Thermostat)
Expires 10/31/24
What to Expect

Discover the Sal's Difference

Respected Locally

We have earned respect from the communities we serve through our dedication to excellent customer service.

10,000+ Online Reviews

Our reputation is reflected in the numerous positive reviews we have received from our loyal customers.

True 24/7 Service​

We are always here for you, with 24-hour availability that never compromises on quality or speed.

Leader in the market
since 1975

We've been a trusted name in HVAC and plumbing for nearly 50 years, reflecting our enduring commitment to excellence.

Licensed, Expert
Technicians

Our qualified technicians are fully licensed and insured, safeguarding your peace of mind during every visit.

financing
Financing Options Available

To support your needs, we offer several convenient financing options for new HVAC and plumbing equipment.

Respected Locally

We have earned respect from the communities we serve through our dedication to excellent customer service.

10,000+ Online Reviews

Our reputation is reflected in the numerous positive reviews we have received from our loyal customers.

True 24/7 Service

We are always here for you, with 24-hour availability that never compromises on quality or speed.

Leader in the market
since 1975

We've been a trusted name in HVAC and plumbing for nearly 50 years, reflecting our enduring commitment to excellence.

Licensed, Expert
Technicians

Our qualified technicians are fully licensed and insured, safeguarding your peace of mind during every visit.

financing
Financing Options Available

To support your needs, we offer several convenient financing options for new HVAC and plumbing equipment.

Hear What Our Customers Are Saying

Excellent company. Always prompt and efficient service. Would highly recommend this business for any heating or cooling needs.


Fran M.

Great service. Reasonably priced!!!


Genny R.

This company was absolutely fantastic. They'll definitely be my only call in the future for HVAC needs. From the person that lined the work up (Chad) to the guys he sent out- nothing but knowledge and professionalism. Thanks guys!


3vollove

Richard was on time and courteous. He did the job in no time and I found it to be very reasonable. I will use Legacy again and I will recommend them to friends in my Neighborhood News. Thank s Richard for a job well done..


Patricia L.

They called before coming and were extremely professional. They worked hard to replace our HVAC and answered all the questions we had. We were very impressed with their work and it was very affordable compared to the 5 other quotes we received from other companies. Great…


Katie G.